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New Jersey 45:22A-48.3: HOA Disability Accommodation Notice

4 min read·November 13, 2026·Krishna Yalamanchi

N.J.S.A. 45:22A-48.3 directs state agencies to post disability accommodation rights for condo and HOA owners. What it does and does not require.

Quick Answer

N.J.S.A. 45:22A-48.3 (L.2014, c.6) does not impose a duty directly on boards. It directs the state Division on Civil Rights, with the Department of Community Affairs, to post online information about disability accommodation rights under the Law Against Discrimination for owners and occupants of condominiums, cooperatives and other common interest communities, including how to file a complaint.

At a Glance

ItemDetail
Law/citationN.J.S.A. 45:22A-48.3 (L.2014, c.6, s.1)
Effective dateNot stated in the text we read; confirm with counsel
Applies toState agencies; the information concerns condos, co-ops and other communities with an association
Key sections45:22A-48.3; the Law Against Discrimination, N.J.S.A. 10:5-1 et seq.
Remedy or penaltyNone stated in this section

What the Law Says

The Division on Civil Rights, in consultation with the Department of Community Affairs, "shall post information on its Internet website" explaining disability accommodation rights under the Law Against Discrimination for owners and occupants of common interest communities governed by a homeowners' association or similar entity. The posting must include, "but not be limited to":

  • owners' and occupants' rights to reasonable modifications of individual units and common areas;
  • the obligations of governing associations and boards in evaluating and approving modification requests;
  • clear information on how to file a complaint alleging violations, and the potential remedies.

The Department of Community Affairs must post the same information on its own website.

What This Means in Practice

Boards

The section is informational, but it signals that the State treats modification requests in common interest communities as a Law Against Discrimination subject, with a complaint path. Our reading: boards that receive a request for a ramp, grab bar, assigned parking or similar change should treat it as a legal request and not as an ordinary architectural application. We did not read the Law Against Discrimination itself, so what it requires is a question for counsel.

Owners and occupants

The agencies' postings are where the statute sends owners to learn their rights and how to complain. We did not locate the current page, so check the agencies' websites directly.

What the section does not say

It does not set a deadline for boards to respond, a form for requests, or any penalty. Any such rules come from other law.

Timeline

DateEvent
2014Enacted as L.2014, c.6 (the exact approval date was not in the text we read)

Related New Jersey Law

Where We Stand

Our position: we support the section. A single published source on accommodation rights and complaint steps helps volunteer boards, who often handle these requests without training. The practical tip: set a written intake step for any request tied to a disability, log the date received, and route it to counsel before a denial goes out. This is Association Property Managers' operating view as a management company, separate from the legal summary above, and it is not legal advice.

Board Checklist

  • Create a separate intake path for disability-related modification requests.
  • Date-stamp every request and keep it with the response.
  • Ask counsel before denying or conditioning any request.
  • Train board members and your manager to recognize these requests.
  • Review the agencies' published guidance when it is available.

Frequently Asked Questions

Does this law require my association to do anything?

By its text it directs state agencies to post information. It does not itself list board duties.

What must the state posting cover?

Modification rights, association and board obligations in reviewing requests, how to file a complaint, and potential remedies.

Which law gives the underlying rights?

The section refers to the Law Against Discrimination, N.J.S.A. 10:5-1 et seq.

Does the section cover cooperatives?

The information is for owners and occupants of condominiums, cooperatives and other common interest communities governed by an association or similar entity.

Is there a penalty under this section?

None is stated.

Who posts the information?

The Division on Civil Rights in the Department of Law and Public Safety, and the Department of Community Affairs.

Where This Comes From

We read the full text of N.J.S.A. 45:22A-48.3 in the 2025 New Jersey Revised Statutes on Justia. We did not read the Law Against Discrimination or the agencies' current web pages.

How APM Helps

Association Property Managers provides remote HOA and condo management for associations in New Jersey, starting at a flat $99/month per community with no per-door fees or long-term contracts. See remote management in New Jersey, browse every New Jersey state-law guide, or request a free proposal, delivered within three business days. Laws and licensing rules differ by state, and we confirm the requirements for New Jersey when we build your proposal.

Legal disclaimer: This article is general information, not legal advice. Laws change and associations differ. Confirm the current statute text and how it applies to your governing documents with a licensed New Jersey attorney before acting.

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