Michigan HOA Laws 2025-2026: What Changed

The Short Version

Michigan did not rewrite its core community association statutes in 2025 or 2026, but several changes matter to boards. Here is a summary with links to the detailed guides.

1. Homeowners' Energy Policy Act (HEPA)

HEPA, MCL 559.301 et seq., became effective April 1, 2025. Homeowners associations cannot restrict or prohibit solar energy systems or other energy-saving improvements, must follow a defined review framework, and were required to adopt a written solar energy policy by April 1, 2026. The statute does not define "homeowners association," so it is unclear whether it reaches condominium associations; many condo boards comply voluntarily to avoid exposure to owner lawsuits and fee awards. Details: Michigan HEPA guide.

2. Marketable Record Title Act Amendment

Effective September 29, 2025. Condos are exempt, HOAs created on or after January 1, 1950 are exempt, and older HOAs may need to record a notice of claim by September 29, 2027. Details: MRTA notice of claim guide.

3. Corporate Transparency Act Exemption

Under FinCEN's March 2025 interim final rule, U.S.-formed entities, including Michigan nonprofit associations, are exempt from beneficial ownership reporting. Details: CTA exemption explained.

4. Pending: Condo Reserve Study Bill

HB 5784 (2026) would amend the Condominium Act's reserve study and funding plan requirements. It is in committee and not law. Details: HB 5784 explained.

Board Action Checklist

• Confirm a written solar energy policy is adopted and distributed.
• Determine whether your governing documents were recorded before or after January 1, 1950, and calendar September 29, 2027 if applicable.
• Keep corporate filings and board rosters current.
• Maintain a current reserve study and funding plan.

For the earlier period, see Michigan HOA law changes 2021-2025 and the Michigan Condominium Act guide.

APM provides full-service and remote community association management across Michigan. See our Michigan board and homeowner resources, the Michigan communities we serve, or contact APM to talk through how these changes affect your association.

Legal disclaimer: This article is general information, not legal advice. Statutes and effective dates can change; confirm details with a licensed Michigan attorney before acting.