Mississippi HOA Law Changes 2021–2025: What Every Board Needs to Know

Overview of Mississippi HOA Law Changes 2021–2025

Mississippi has no comprehensive statewide HOA statute — homeowners associations are governed by the Mississippi Nonprofit Corporation Act plus each community's recorded covenants, while condominiums are governed separately under the Mississippi Condominium Law, Miss. Code Title 89, Chapter 9. Mississippi appears to have genuinely thin HOA-specific legislative activity during 2021–2025; the one notable bill identified had not been confirmed as enacted.

2025 Legislative Session

SB 2481 — Proposed CC&R Authority and Transfer Fee Ban (Status Unconfirmed)

SB 2481, introduced in the 2025 Regular Session, would let subdivision property owners establish or amend CC&Rs regardless of whether an HOA governs the community, and would ban private transfer fee covenants. As of this writing, passage and signature into law could not be confirmed — boards should treat this as a bill to watch rather than settled law until its final status is verified.

What This Means for Mississippi Boards

Because Mississippi has not enacted a comprehensive HOA statute, an association's authority and procedures are defined almost entirely by its own recorded covenants and the general Nonprofit Corporation Act, rather than by a detailed statewide framework. Condominium associations have somewhat more statutory structure under Miss. Code Title 89, Chapter 9.

Board Action Checklist

• Confirm whether your community is a condominium under Title 89, Chapter 9, or a general HOA governed by covenants and the Nonprofit Corporation Act
• Track SB 2481's final status before relying on it — its passage as law is not yet confirmed
• Do not assume Mississippi has enacted statewide solar rights, EV charging mandates, or structural inspection requirements for HOAs during this period unless independently verified for your specific situation
• Consult Mississippi counsel before assuming any statutory right or requirement not found in Title 89, Chapter 9 or your governing documents

How APM Helps Mississippi HOA Boards Stay Compliant

APM's remote HOA management service monitors Mississippi HOA and condominium law updates and provides client boards with compliance guidance and updated policy templates as the law changes. Learn about our Mississippi remote management services. Contact us at billing@apmhoa.com or call 810-777-7060.

Legal disclaimer: This article is for informational purposes only and does not constitute legal advice. Consult a licensed Mississippi attorney for guidance specific to your community.