Florida Squatters Rights: HOA and Condo Owner Guide
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Florida Squatters Rights: HOA and Condo Owner Guide

5 min read·October 25, 2026·Krishna Yalamanchi

Florida squatters rights explained for HOA and condo boards and owners: the 2024 sheriff removal law, adverse possession and what to do.

Quick Answer

Florida squatters do not gain a quick right to stay. Adverse possession takes seven years plus tax payments and a filing with the property appraiser. Since 2024, section 82.036 also lets an owner or agent ask the sheriff to remove certain unauthorized occupants of a residential dwelling, but it excludes current or former tenants and requires a sworn complaint. Self-help remains risky.

Squatter, Holdover Tenant or Adverse Possessor in Florida

The differences control the process.

TermWhat it meansUsual path
SquatterEntered unlawfully and remains without permissionSheriff procedure under section 82.036 if eligible, or police and court
Holdover tenantHad a lease or rental agreement that endedLandlord-tenant eviction through the court
Adverse possessorPossesses land as owner over years and meets statutory stepsA court action to decide title

Florida Law on Squatters Rights: The 2024 Change

House Bill 621 (chapter 2024-44) created section 82.036, Florida Statutes, an optional remedy to remove unauthorized persons from residential real property. The statute was amended again in 2025 (chapter 2025-112). Under the current text, the requesting person must be the owner or authorized agent, and each of these conditions must be met:

  • The property includes a residential dwelling that was not open to the public when the person entered.
  • Unauthorized persons unlawfully entered and remain, and the owner has told them to leave.
  • They are not current or former tenants under a written or oral rental agreement the owner authorized, and are not immediate family members of the owner.
  • No litigation over the property is pending between the owner and a known unauthorized person.

The owner submits a verified complaint under penalty of perjury. The sheriff verifies the requester and, if appropriate, serves a notice to immediately vacate. A person wrongfully removed can sue and may recover damages, including triple the fair market rent, plus attorney fees. The remedy is optional and does not replace other law.

Adverse Possession in Florida

For the florida squatters rights question, section 95.18 governs adverse possession without color of title. It requires seven years of continued possession under a claim of title, payment of taxes within one year of entering and thereafter, and a return filed with the county property appraiser within 30 days of paying. The statute also says a person who occupies a residential structure solely by an adverse possession claim before making that return commits trespass, and offering it for lease can be theft.

What Owners Should Do

  • Contact law enforcement and a Florida real estate attorney promptly to learn whether section 82.036 applies.
  • Gather deeds, tax records, identification and any prior notices to occupants.
  • Do not lock out, shut off utilities or remove belongings on your own. If an occupant is a tenant, those acts can be unlawful, and wrongful removal carries penalties.

What an HOA or Condo Board Can and Cannot Do

In a Florida condominium (Chapter 718) or homeowners association (Chapter 720), the association usually is not the unit owner, so it generally cannot invoke the sheriff remedy for an owner's unit unless it is the owner or the owner's authorized agent. If the association itself owns a unit, it may be in the owner's position; ask counsel.

More background: rules and regulations, board member responsibilities and how an HOA works.

Frequently Asked Questions

How long does it take to claim squatters rights in Florida?

Seven years of qualifying possession with tax payments and a filing, and a court decides. Short stays create no ownership.

Can a Florida sheriff remove a squatter?

Possibly. Section 82.036 allows an owner or authorized agent to request removal if its conditions are met, including that the occupant is not a current or former tenant.

What if the squatter shows a lease?

The sheriff remedy excludes tenants, and the sworn complaint includes statements about lease validity. A genuine dispute may need a court. Consult an attorney.

Can a condo association remove a squatter?

Generally not, since it is not the unit owner. It can notify the owner, enforce its documents and report trespass.

Is lying on the complaint risky?

Yes. It is signed under penalty of perjury, and a wrongfully removed person can sue for damages and fees.

How APM Helps

Association Property Managers manages community associations in Michigan and California, not Florida. Boards anywhere can learn from our resources on association management services; Florida associations should work with a Florida manager and counsel. Michigan or California boards can request a free proposal.

This article is general information, not legal advice. Laws change and facts matter; consult a licensed attorney in your state. Last verified October 25, 2026.

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