Florida HOA and condominium law is governed primarily by the Florida Homeowners' Association Act (Chapter 720, Florida Statutes) and the Florida Condominium Act (Chapter 718, Florida Statutes). From 2021 through 2025, the Florida Legislature passed landmark accountability, transparency, and compliance legislation — including some of the most sweeping HOA reform in state history. If your Florida association has not reviewed its policies, portals, and financial procedures against current law, your board may be exposed to statutory violations and homeowner challenges.
---
2021: Lien and Fine Procedure Updates
SB 630 — Chapters 718 & 720 Amendments
Effective in 2021, SB 630 amended both the Condominium Act (Chapter 718) and HOA Act (Chapter 720). Key changes included updated lien notice requirements for condominium associations and modifications to HOA fine levy procedures, including changes to the due process steps required before fines become effective. Boards that had not updated their fine levy and collections procedures after SB 630 were operating outside statutory compliance.
---
2024: Landmark HOA Accountability Law
HB 1203 — Landmark HOA Accountability Law (Effective July 1, 2024)
HB 1203 was the most sweeping HOA reform Florida had seen in a generation. Every Florida HOA board needs to understand its requirements:
- **Board education:** Board directors must complete a 4-hour state-approved education course within 90 days of election, plus annual continuing education.
- **Online portals:** HOAs with 100 or more parcels must maintain an online member portal by January 1, 2025.
- **Fine caps:** Fines are now capped at $100 per violation.
- **Pickup truck protection:** HOAs may not prohibit homeowners from parking pickup trucks in their own driveways.
- **Debit card prohibition:** Debit cards may not be used for association accounts.
- **Criminal penalties:** Knowingly failing to provide required records access is a criminal offense.
- **Audited financials:** Associations with 1,000 or more parcels must obtain audited financial statements.
---
2025: DBPR Online Account & Website Requirements
HB 913 — DBPR Online Account & Condo Website Requirement
HB 913 adds statewide digital compliance obligations for Florida condominium and cooperative associations:
- All condo and cooperative associations must create and maintain an online account with the Florida Department of Business and Professional Regulation (DBPR) by **October 1, 2025**.
- Condo associations with 25 or more units must maintain a website publishing their governing documents by **January 1, 2026**.
Associations that have not created their DBPR online account are already out of compliance.
---
What Florida HOA Boards Should Do Now
1. Confirm all board directors have completed the required 4-hour education course within 90 days of their election (HB 1203).
2. Verify your association's online member portal is operational if you have 100 or more parcels (HB 1203).
3. Review and update your fine schedule — all fines must be capped at $100/violation (HB 1203).
4. Create your DBPR online account by October 1, 2025 (HB 913).
5. If your condo has 25 or more units, confirm your governing documents are published on a public website by January 1, 2026 (HB 913).
---
How APM Provides Remote HOA Management in Florida
APM (Association Property Managers) provides professional remote HOA and condo management to Florida boards entirely online through our HOA Alchemy platform — covering financial reporting, member portals, board meeting preparation, and compliance tracking for communities in Miami, Orlando, Tampa, Jacksonville, and across the state. Our remote management team monitors Florida HOA law changes and builds compliance requirements directly into client procedures. Contact us at billing@apmhoa.com or visit [apmhoa.com/remote-hoa-management/florida](https://www.apmhoa.com/remote-hoa-management/florida) for a free remote management proposal.
*This article is for general informational purposes only and does not constitute legal advice. For questions specific to your association, consult a licensed Florida attorney.*
Ready to work with Association Property Managers?
Get a free, itemized proposal for your community — delivered within 3 business days.
Request a Free Proposal
